Denis, Ricker & Brown has partnered with several insurance carriers to meet the needs of the High Valued Homeowner. High Valued Homes are larger and/or have more intricate and expensive details that cannot be met by a standard homeowners policy. The products available for High Valued Homes and Higher Net Worth owners are:

• Homeowners designed for both primary and vacation homeowners
• Fine Arts
• World Wide Auto
• Wine Coverage
• Jewelry & Collection Floaters
• Large Personal Umbrella Policies

Unique Features of these policies include:

• Deluxe("All Risk") Coverage
• Larger Deductible Options
• Guaranteed Replacement Cost
• Cash Out Option in the event of a total loss
• Identity Fraud Coverage
• Ransom Coverage