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Wedding Protection Insurance
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Wedding Insurance to cover any big day!

You may not want to think about it, but a lot can go wrong on a big day. This specialty program can cover any big event you’re throwing, whether it’s a Barbeque, Bat Mitzvah, Birthday Party, Rehearsal Dinner, Anniversary Party, or Wedding/Civil Union Ceremony and Reception.

Rates Insurance 101

You’ve put a lot of time, effort and money into this event, and it’s nice to know that with as little as $160.00 you can purchase piece of mind.  The Wedding Protector Plan through Travelers Insurance covers the two major losses of any party; it protects you from going over your planned budget and it protects you from any legal suites or property damage that may arise from the event.

Examples of protection:
  • No Dress – you can get repair or replacement cost if the bride’s wedding gown or the groom’s tuxedo is lost or damaged.
  • Lost Deposits – We can reimburse your deposit if a vendor goes out of business, declares bankruptcy before your wedding, or simply fails to show up.
  • Lost Rings – You can receive repair or replacement cost if the bride or groom’s wedding bands are lost or damaged.
  • Severe Weather – If severe weather (Such as a hurricane) forces you to postpone your wedding, we can provide reimbursement for non-recoverable expenses. 
  • Transportation Shutdown – If you have to postpone the wedding because a commercial transportation shutdown prevents the bride, groom or their parents from getting there, you can receive reimbursement for non-recoverable expenses.
  • Ruined Photos- If you photographers film is defective, or negatives are lost or damaged, we can help cover the cost to re-take new photos.
  • Call to Duty – If the bride or groom is unexpectedly called up to active duty, or has her or his military service leave revoked, forcing you to postpone the event, we can provide reimbursement for non-recoverable expenses.
  • Damaged Gifts – You can get repair or replacement cost if your wedding gifts are damaged.
  • Sudden Illness – If the wedding needs to be postponed because sudden illness prevents the bride, groom of their parents from attending, you can receive reimbursement for non-recoverable expenses.
  • Venue Requires Insurance – As an additional option to your policy, you can add liability coverage to protect yourself in case a guest is injured or causes damage to property.
  • Additional Expense – If a vendor suddenly becomes unavailable for your event, but you can find a last-minute replacement, we can reimburse you for the difference in cost.

Denis, Ricker & Brown, Inc. PO Box 565 Montpelier, VT 05601 | t/802-229-0563
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Hickok&Boardman, Inc.
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